The EU-wide Interchange Fees Regulation 2015, known as the IFR, was a landmark piece of legislative reform for the card payments sector.


Four years on, the European Commission is beginning a review of whether the regulation was effective in boosting competition and lowering card acceptance costs. Data gathering is already underway and a formal review is due in 2020. Join us for an exclusive webinar on June 26 2pm BST discussing the IFR’s impact so far, and whether further changes lie ahead.

What will be discussed?
 

  • Why did the European Commission introduce the Interchange Fees Regulation in 2015, and what has its impact been so far?
  • As the Commission collects data on the IFR ahead of next year’s formal review, what will the Commission be looking at, and why?
  • Are card scheme fees likely to be regulated? Will commercial cards be brought in scope? Will the European surcharging ban be extended? And will Brexit have any impact?
Our panel of industry insiders and legal experts will discuss how the regulation has affected issuers, acquirers, card schemes, retailers and consumers — and provide forecasts of where further reforms might be headed. Register now by filling in the form on the right.
 

 

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Meet the speakers
 

 


John Basquill, Editor, PaymentsCompliance
 

John leads PaymentsCompliance's award-winning editorial team. He joined as a Reporter in 2015 and has been an Editor since 2016. John covers regulatory and legal developments that have an impact on payments businesses, including banks, processors, e-money institutions, acquirers and card schemes.
Within Europe, key topics include PSD2 and its supporting secondary legislation, as well as the 4th and 5th AMLD, GDPR and the Interchange Fee Regulation. John has also written for sister publications GamblingCompliance and Blockchain Briefing, as well as numerous specialist industry publications, and was previously a media researcher and contributor.


Mark Falcon, Founder and Director of Zephyre
 

Mark is founder of Zephyre, a regulatory and antitrust advisory firm focusing on financial services and financial markets. 
Mark is also a Strategic Policy Adviser to Which?, the UK consumer body; Imperial College Business School Associate Faculty member; International Payments Regulation Forum Board Adviser; techUK Open Banking and Payments Working Group Co-Chair; and Transparency Taskforce Ambassador.


Elie Beyrouthy, Vice President of European Government Affairs at American Express
 

Elie Beyrouthy is Vice President of European Government Affairs at American Express since June 2017 where he leads the company’s engagement with European Union Institutions and advises senior leaders on EU regulatory and public policy matters. Elie also represents American Express’ interests in several EU trade bodies and professional associations. He is the Chairman of the European Payment Institutions Federation (EPIF) since March 2018.


Scott McInnes, Partner, Bird & Bird
 

Scott is one of the leading experts in Europe regarding the regulation of payments. He provides day-to-day legal advice on a broad range of competition law issues and regulatory issues impacting the payments sector in particular, including PSD2, Regulatory Technical Standards (RTS), the Interchange Fee Regulation (IFR), the EU Cross-Border Regulation, Dynamic Currency Conversion (DCC), the European Banking Authority (EBA) guidelines for the security of Internet payments, etc.
Scott was recently recognized as a "Future Leader" (under 45) by Who's Who Legal, and received the 2017 Client Choice Award.