Hardship Assistance


This form is for Mortgage and Consumer Loans only


Commercial Loan Customers should call their

Relationship Manager or 1-888-OCEAN33 Option 3


Deposit Customers should call 1-888-OCEAN33 Option 3


A payment deferral up to 90 days may be available to residential and consumer borrowers experiencing a temporary financial hardship related to COVID-19.  To request a deferral, please complete and submit the information below and someone from our Loss Mitigation Team will contact you.  At OceanFirst we are focused on minimizing any disruption in service, however, our first and foremost priority is to keep our customers and employees safe. Thank you for understanding and for being a valued customer.

Update for Mortgage and Consumer Loan Customers who have already submitted a request for hardship assistance: All submitted hardship requests will be honored, are in process and the deferral agreement will be sent to your address on record.